| id |
01180537-47ec-4d5e-b698-13ca03df329d |
| user_id |
8684964a-bab1-4235-93a8-5fd5e24a1d0a |
| job_id |
xguagdbm-5996 |
| base_model_name |
xevyo |
| base_model_path |
/home/sid/tuning/finetune/backend/output/xevyo-bas /home/sid/tuning/finetune/backend/output/xevyo-base-v1/merged_fp16_hf... |
| model_name |
LONGEVITY AND HEALTH |
| model_desc |
HOW LONGEVITY AND HEALTH INFORMATION |
| model_path |
/home/sid/tuning/finetune/backend/output/xguagdbm- /home/sid/tuning/finetune/backend/output/xguagdbm-5996/merged_fp16_hf... |
| source_model_name |
xevyo |
| source_model_path |
/home/sid/tuning/finetune/backend/output/xevyo-bas /home/sid/tuning/finetune/backend/output/xevyo-base-v1/merged_fp16_hf... |
| source_job_id |
xevyo-base-v1 |
| dataset_desc |
Longevity: Health Information Shapes Retirement Ad Longevity: Health Information Shapes Retirement Advice” is a research-based document that explains how a person’s health status, life expectancy, and personal beliefs about aging strongly influence the best financial decisions for retirement. The article shows that evaluating only income and savings is not enough—retirement planning must also consider how long someone is likely to live and how healthy they will be during those years.
The core idea is simple:
➡️ People with longer expected lifespans benefit from delaying retirement and delaying Social Security payments,
while
➡️ People with shorter expected lifespans or serious health problems may benefit from claiming benefits earlier.
The document argues that traditional retirement advice is often too general. Instead, advisers must tailor recommendations based on:
⭐ 1. Health Conditions and Life Expectancy
The article shows that:
Chronic diseases such as diabetes, heart conditions, or cancer can significantly shorten expected lifespan.
Alcohol use disorders and heavy smoking increase mortality risk by as much as fivefold.
Healthy individuals who exercise, eat well, and avoid major risk factors may live years longer than average.
Because of this, two people of the same age may need completely different retirement strategies.
⭐ 2. How Personal Behavior Influences Longevity
The document highlights behaviors that strongly shape how long someone will live:
>Diet and nutrition
>Exercise
>Smoking
>Alcohol consumption
>Body weight
>Stress levels
These factors also affect medical costs during retirement.
⭐ 3. Why Longevity Matters for Financial Planning
A longer life means:
>More years of living expenses
>Higher medical costs
>Greater risk of running out of savings
A shorter life means:
>Less need for late-life savings
>More benefits gained by claiming Social Security early
>Thus, longevity expectations change almost every part of retirement planning.
⭐ 4. Personalized Decisions for Social Security
The document emphasizes that:
Healthy people or those with long-lived parents should delay benefits (to get higher monthly payments later).
People with serious illnesses or shorter life expectancy may lose money by delaying and should consider claiming early.
There is no one-size-fits-all answer health drives the timing.
⭐ 5. The Role of Advisers
Financial advisers should:
>Ask about physical and mental health
>Consider medical history
>Use longevity calculators
Discuss uncertainties honestly
>Tailor recommendations to individual health conditions
>The article warns that failing to consider health can lead to poor retirement outcomes.
⭐ Overall Meaning
The document teaches that retirement planning must be based on more than money.
Health, lifestyle, and longevity expectations are equally important.
A correct plan requires understanding:
how long someone may live,
what their medical needs will be, and
how their health affects key financial choices like savings, retirement age, insurance, and Social Security.... |
| dataset_meta |
{"num_examples": 178, "bad_lines": {"num_examples": 178, "bad_lines": 0}... |
| dataset_path |
/home/sid/tuning/finetune/backend/output/xguagdbm- /home/sid/tuning/finetune/backend/output/xguagdbm-5996/data/xguagdbm-5996.json... |
| training_output |
null |
| status |
completed |
| created_at |
1764355646 |
| updated_at |
1764355959 |
| source_adapter_path |
NULL |
| adapter_path |
/home/sid/tuning/finetune/backend/output/xguagdbm- /home/sid/tuning/finetune/backend/output/xguagdbm-5996/adapter... |
| plugged_in |
False |