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The Longevity Revolution: Preparing for a New Real The Longevity Revolution: Preparing for a New Reality is a comprehensive 2025 report by Fidelity International, produced in partnership with the National Innovation Centre for Ageing. It examines how rising life expectancy is reshaping retirement, personal wellbeing, financial planning, and social structures. Based on a large global study of 11,800 people aged 50+ across 13 markets, the report argues that we are entering a “longevity society” where living into our 80s, 90s, and beyond is increasingly normal—and must be planned for accordingly.
The research identifies a major gap between people’s aspirations for longer, healthier lives and their preparation for them. Many underestimate how long they will live, misjudge how long their savings must last, and overlook care costs, emotional wellbeing, and social support. This disconnect—called the longevity literacy gap—creates financial and psychological vulnerability, particularly during the retirement transition.
To address this, the report introduces four pillars of longevity readiness:
Financial stability – The foundation that supports every other aspect of later life. It includes saving adequately, investing wisely, planning for decumulation, understanding lifespan risk, and managing unexpected health or care costs.
Physical health – The key enabler of independence, mobility, and quality of life. Nearly half of respondents cite physical decline as their top retirement concern.
Emotional wellbeing – The inner resource that supports identity, purpose, and resilience. Emotional readiness varies significantly across countries and is strongly tied to financial confidence.
Social connectivity – The “longevity multiplier,” strongly linked to life satisfaction, lower care costs, and reduced disease risk. Social isolation is shown to be as harmful as smoking or obesity.
The report shows that people with a retirement plan feel significantly more prepared—financially, emotionally, physically, and socially—than those without one. It also highlights widespread anxiety about running out of money, the challenges of transitioning from earning to spending savings, and the growing desire to keep working longer—not just for income, but for meaning, structure, and connection.
A key theme is the redefinition of retirement, shifting from a short final life stage to a dynamic period that may last 30+ years. The report explores how individuals and societies must adapt—through better planning, innovative financial products, stronger public policy, improved health and care systems, and technology that enhances literacy and decision-making.
The final section outlines the critical success factors for unlocking the “longevity dividend”—the economic and social opportunities created by longer lifespans. These include early financial education, addressing health and care gaps, building trust in institutions, using technology to deliver personalised guidance, and advocating for holistic wellbeing across all four pillars.
Overall, the report positions longevity not as a crisis, but as a profound opportunity—if individuals, companies, and governments prepare thoughtfully for a world where 100-year lives are increasingly common.
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