| id |
60f2a519-52d6-47e0-9d57-3feca04111c5 |
| user_id |
8684964a-bab1-4235-93a8-5fd5e24a1d0a |
| job_id |
jjmijdhc-6994 |
| base_model_name |
xevyo |
| base_model_path |
/home/sid/tuning/finetune/backend/output/xevyo-bas /home/sid/tuning/finetune/backend/output/xevyo-base-v1/merged_fp16_hf... |
| model_name |
Subjective Longevity |
| model_desc |
Subjective Longevity Expectations |
| model_path |
/home/sid/tuning/finetune/backend/output/jjmijdhc- /home/sid/tuning/finetune/backend/output/jjmijdhc-6994/merged_fp16_hf... |
| source_model_name |
xevyo |
| source_model_path |
/home/sid/tuning/finetune/backend/output/xevyo-bas /home/sid/tuning/finetune/backend/output/xevyo-base-v1/merged_fp16_hf... |
| source_job_id |
xevyo-base-v1 |
| dataset_desc |
This document is a research paper prepared for the This document is a research paper prepared for the 16th Annual Joint Meeting of the Retirement Research Consortium (2014). Written by Mashfiqur R. Khan and Matthew S. Rutledge (Boston College) and April Yanyuan Wu (Mathematica Policy Research), it investigates how subjective longevity expectations (SLE)—people’s personal beliefs about how long they will live—influence their retirement plans.
Using data from the Health and Retirement Study (HRS) and an instrumental variables approach, the authors analyze how individuals aged 50–61 adjust their planned retirement ages and expectations of working at older ages based on how long they think they will live. SLE is measured by asking respondents their perceived probability of living to ages 75 and 85, then comparing these expectations to actuarial life expectancy tables to create a standardized measure (SLE − OLE).
The study finds strong evidence that people who expect to live longer plan to work longer. Specifically:
A one-standard-deviation increase in subjective life expectancy makes workers 4–7 percentage points more likely to plan to work full-time into their 60s.
>Individuals with higher SLE expect to work five months longer on average.
>Women show somewhat stronger responses than men.
>Changes in a person’s SLE over time also lead to changes in their planned retirement ages.
>Actual retirement behaviour also correlates with SLE, though the relationship is weaker due to life shocks such as sudden health issues or job loss.
The paper concludes that subjective perceptions of longevity play a major role in retirement planning. As objective life expectancy continues to rise, improving public awareness of increased longevity may help encourage longer work lives and improve retirement security.... |
| dataset_meta |
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| dataset_path |
/home/sid/tuning/finetune/backend/output/jjmijdhc- /home/sid/tuning/finetune/backend/output/jjmijdhc-6994/data/jjmijdhc-6994.json... |
| training_output |
null |
| status |
completed |
| created_at |
1764867391 |
| updated_at |
1764867445 |
| source_adapter_path |
NULL |
| adapter_path |
/home/sid/tuning/finetune/backend/output/jjmijdhc- /home/sid/tuning/finetune/backend/output/jjmijdhc-6994/adapter... |
| plugged_in |
False |